Cover and benefits
The list of cover and benefits is part of the Policy Conditions. All the benefits listed are per person per trip. The Basic Cover may be enhanced by including the Baggage Supplement.
| Basic Cover |
USD |
EUR |
CHF |
GBP |
| Maximum cover per person per trip |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Hospitalisation |
100% |
100% |
100% |
100% |
| Outpatient treatment by a doctor/specialist |
100% |
100% |
100% |
100% |
| Prescribed medicines |
100% |
100% |
100% |
100% |
| Prescribed treatment by a physiotherapist/ chiropractor |
2,500 |
2,000 |
3,400 |
1,375 |
| Provisional pain-stilling dental treatment |
300 |
250 |
400 |
165 |
| Ambulance transportation |
100% |
100% |
100% |
100% |
| Medical Evacuation/Repatriation |
100% |
100% |
100% |
100% |
| Evacuation |
100% |
100% |
100% |
100% |
| Return Trip |
100% |
100% |
100% |
100% |
| Compassionate Emergency Repatriation |
100% |
100% |
100% |
100% |
| Next-of-Kin Accompaniment |
100% |
100% |
100% |
100% |
| Compassionate Emergency Visit |
100% |
100% |
100% |
100% |
| Board, lodging and local transport for a person summoned or accompanying the insured, per person per day |
300 |
250 |
400 |
165 |
| Statutory arrangements in case of death |
100% |
100% |
100% |
100% |
| Home transportation of the deceased |
100% |
100% |
100% |
100% |
| Non-Medical Option |
USD |
EUR |
CHF |
GBP |
| Personal accident - death and disability |
75.000 |
55.000 |
83.000 |
42.000 |
| Baggage - theft, loss or damage |
3,000 |
2,500 |
3,300 |
1,650 |
| Loss of passport and/or cash |
300 |
250 |
330 |
165 |
| Baggage delay |
500 |
350 |
550 |
280 |
| Personal liability – property damage |
500,000 |
360,000 |
550,000 |
280,000 |
| Personal liability - bodily injury |
1,000,000 |
715,000 |
1,100,000 |
550,000 |
| Flight delay |
500
per day 100 |
350
per day 70 |
550
per day 110 |
280,
per day 60 |
| Hospital daily benefit |
2,000
per day 50 |
1,450
per day 35 |
2,200
per day 60 |
1,100
per day 30 |
| Security and legal assistance |
10,000 |
7,200 |
11,100 |
5,500 |
| Trip Cancellation Option |
USD |
EUR |
CHF |
GBP |
| Per person per trip |
1,500 |
1,100 |
1,600 |
850 |