Premium 2012
The premium is age-related. The age-related premium is applied at the first coming premium payment. If you have reached the age of 60 at the time of application, the premium will be increased. The insurance plan must be taken out before you reach the age of 80. A previous medical history may cause a higher premium, and in some instances, an exclusion in the insurance cover.
2012 Annual premium per person in USD*
| Age brackets |
0-9 |
10-25 |
26-44 |
45-59 |
60+** |
| Plans available without deductible |
| Hospital Plan |
0 |
3,675 |
5,763 |
6,922 |
7,276 |
| Module 1 Non-Hospitalisation Benefits |
0 |
2,387 |
3,468 |
4,293 |
4,663 |
| Module 2 Medicine & Appliances |
0 |
756 |
1,264 |
1,819 |
1,877 |
| Plans available with USD 400 deductible |
| Hospital Plan |
0 |
2,571 |
4,645 |
5,781 |
6,242 |
| Module 1 Non-Hospitalisation Benefits |
0 |
1,733 |
2,760 |
3,651 |
4,047 |
| Module 2 Medicine & Appliances |
0 |
543 |
1,028 |
1,530 |
1,617 |
| Plans available with USD 1,600 deductible |
| Hospital Plan |
0 |
1,823 |
3,305 |
4,208 |
4,540 |
| Module 1 Non-Hospitalisation Benefits |
0 |
807 |
1,372 |
1,777 |
1,974 |
| Module 2 Medicine & Appliances |
0 |
65 |
126 |
157 |
165 |
| Plans available with USD 5,000 deductible |
| Hospital Plan |
0 |
1,443 |
2,619 |
3,345 |
3,472 |
| Module 1 Non-Hospitalisation Benefits |
0 |
641 |
1,087 |
1,389 |
1,511 |
| Module 2 Medicine & Appliances |
0 |
53 |
97 |
123 |
125 |
| Plans available with USD 10,000 deductible |
| Hospital Plan |
0 |
1,083 |
1,963 |
2,509 |
2,604 |
| Module 1 Non-Hospitalisation Benefits |
0 |
481 |
817 |
1,040 |
1,134 |
| Module 2 Medicine & Appliances |
0 |
40 |
75 |
94 |
95 |
| Plans available with USD 20,000 deductible |
| Hospital Plan |
0 |
1,029 |
1,865 |
2,384 |
2,474 |
| Module 1 Non-Hospitalisation Benefits |
0 |
457 |
776 |
988 |
1,078 |
| Module 2 Medicine & Appliances |
0 |
37 |
71 |
88 |
90 |
| Supplementary covers |
| Module 3 Medical Evacuation & Repatriation*** |
0 |
356 |
601 |
703 |
703 |
| Module 4A Dental & Optical*** |
0 |
521 |
751 |
927 |
927 |
| Module 4B Dental & Optical*** |
0 |
990 |
1,429 |
1,750 |
1,750 |
E. & O.E:
* Semi-annual premium payments are 53% of annual premium payments. Quarterly premium payments are 27% of annual premium payments.
** Renewals only
*** No deductible applies
Download the premium table as pdf