Cover
Please read the Policy Conditions for a detailed description of the insurance conditions.
Basic Cover
Maximum cover and benefits are per person per trip:
|
USD |
EUR |
CHF |
GBP |
| Maximum cover per person per trip |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Hospitalisation |
100% |
100% |
100% |
100% |
| Outpatient treatment by a doctor/specialist |
100% |
100% |
100% |
100% |
| Prescribed medicines |
100% |
100% |
100% |
100% |
Prescribed treatment by a physiotherapist/
chiropractor |
2,500 |
2,000 |
3,400 |
1,375 |
| Provisional pain-stilling dental treatment |
300 |
250 |
400 |
165 |
| Ambulance transportation |
100% |
100% |
100% |
100% |
Medical Evacuation/Repatriation
(must be preapproved by ihi Bupa) |
100% |
100% |
100% |
100% |
| Mugging and assault - crisis psychologist |
250
per incident |
200
per incident |
250
per incident |
150
per incident |
| Evacuation |
100% |
100% |
100% |
100% |
| Return Trip |
100% |
100% |
100% |
100% |
| Compassionate Emergency Repatriation |
100% |
100% |
100% |
100% |
| Accompaniment |
100% |
100% |
100% |
100% |
| Compassionate Emergency Visit |
100% |
100% |
100% |
100% |
| Accommodation, food and local transportation for an insured unable to continue their travel itinerary due to acute illness or injury, or persons summoned or accompanying an insured, per person. |
6,000
per day 300 |
5,000
per day 250 |
8,000
per day 400 |
3,300
per day 165 |
| Statutory arrangements in case of death |
100% |
100% |
100% |
100% |
| Home transportation of the deceased |
100% |
100% |
100% |
100% |
Continuation of trip post treatment
(must be pre-approvedd by the Company) |
100% |
100% |
100% |
100% |
| Sports activities including winter sports - Medial expenses* |
100% |
100% |
100% |
100% |
*cf., however, Art. 6 and Art. 23
Non-Medical Option
Maximum cover and benefits are per person per trip:
|
USD |
EUR |
CHF |
GBP |
| Personal accident - death and disability* |
75,000 |
55,000 |
83,000 |
42,000 |
| Maximum baggage cover per person per trip |
2,000 |
1,500 |
2,200 |
1,100 |
| Baggage - theft, robbery and fire |
100% of the maximum baggage cover |
| Loss of or damage to registered baggage |
100% of the maximum baggage cover |
| Theft of passport and/or cash |
10% of the maximum baggage cover |
| Baggage delay |
500 |
350 |
550 |
280 |
| Personal liability – property damage |
500,000 |
360,000 |
550,000 |
280,000 |
| Personal liability - bodily injury |
1,000,000 |
715,000 |
1,100,000 |
550,000 |
Travel delay — documented expenses for
accomodation (overnight stay) and meals |
500
per day 100 |
350
per day 70 |
550
per day 110 |
300
per day 60 |
| Missed flight connection |
1,000 |
800 |
950 |
650 |
| Hospital daily benefit |
2,000
per day 50 |
1,400
per day 35 |
2,400
per day 60 |
1,200
per day 30 |
| Security and legal assistance** |
10,000 |
7,200 |
11,100 |
5,500 |
*cf., however, art. 13.2-5) and 13.2-6)
**10% co-insurance
Trip Cancellation Option
|
USD |
EUR |
CHF |
GBP |
| Single Trip
|
2,000 |
1,450 |
2,200 |
1,100 |
| Annual - per trip |
1,500 |
1,100 |
1,650 |
850 |