Ten good reasons for taking out travel insurance with IHI

Are you in doubt whether you need travel insurance or not? Read our Top 10 reasons for having travel insurance with IHI

1. I need to go to the US to visit my family. Does the insurance cover there? Does it cost extra?

- An IHI travel insurance gives you worldwide cover and unlimited hospital costs, no matter where you are going, including the US. The only areas subject to a premium loading are war zones such as Iraq and Afghanistan.

2. I am going to a country where the standards of public treatment are low. Does your insurance offer any alternatives?

- With IHI travel insurance you have free choice of hospitals and doctors in the whole world, including private doctors and hospitals.

3. I am planning to go diving on holiday. Does the insurance cover that?

- Yes, we cover all kinds of sports, including hazardous sports, without extra charge.  The only exception is motor sports (shows, races or competitions).

4. I’m travelling with small children. Can I speak to a doctor if they become ill?

- Yes, our friendly and competent medical consultants and nurses will always provide you with good advice on treatments and places of treatment anywhere in the world.

5. What happens if I become ill outside normal opening hours?

- If you become ill you can always contact our 24-hour emergency service. They can help you arranging treatment and medical evacuation day and night.

6. I am going on a safari in a distant part of Africa. What happens if I get seriously ill and there are no hospitals nearby?

- Our 24-hour emergency service can arrange medical evacuation to the nearest place of treatment.

7. My grandmother is 87 years old. What happens if she gets seriously ill or dies when I am on a trip?

- IHI travel insurance covers compassionate emergency repatriation if a close relative becomes seriously ill or dies as a result of serious acute illness when you are travelling.

8. If I am hospitalised when travelling, will I need to pay the expenses out of my own pocket?

- No, if you are hospitalised, our 24-hour emergency service will arrange direct payment with the hospital.

9. I am going to Tokyo. My Japanese is very limited. Can I get any help if I need to see a doctor?

- We can help you with name and addresses of doctors in Tokyo who speak English.

10. I am travelling at the moment and need to extend my trip. Can I also extend my insurance?

- Yes, you can extend your travel insurance online through our web site. You can also extend it by sending us an e-mail, using our Webchat or calling our Contact Centre.

Any other questions?

Our employees are always there to answer your questions about travel insurance. You can contact us via telephone, e-mail or Webchat. 
Have a safe trip!